Overseas Visitor Health Cover

Compare OVHC. Choose the cover that works for you.

Compare Bupa Essential Lite Visitor Cover, Allianz Care and AIA Standard for eligible Subclass 482 visa holders, with transparent monthly pricing and a dedicated Bravo Migration offer.

✓ Subclass 482 focused ✓ Monthly pricing ✓ Direct provider links
Visa subclass482
Cover start date
People covered1 adult

Three simple steps

Start with your visa details, compare the options, then choose the provider link that suits you.

01

Enter your details

Confirm your Subclass 482 and select the intended cover start date.

02

Compare policies

See the current monthly premiums and key cover features side by side.

03

Choose your provider

Use the direct Bupa, Allianz Care or AIA link to continue your quote or purchase.

Choose your cover

Compare the available OVHC options for your selected cover start date.

Allianz Care

Allianz Care

OVHC working cover
$105.00 AUD / month
Based on the linked 482 quote scenario
Visa complianceYes*
Hospital excess$500
GP / doctor coverIncluded*
Prescription medicinesLimited*
Hospital coverPublic & agreement private*
View Allianz Care Cover
AIA

AIA Standard

Overseas Workers Standard Cover
$111.75 AUD / month
New premium from 1 October 2026
Visa complianceYes*
Hospital coverIncluded*
GP / doctor cover100% of MBS*
Emergency ambulanceIncluded*
Repatriation / funeralIncluded*
Explore AIA Standard Cover
* Important: Benefits marked * are subject to eligibility, waiting periods, limits and exclusions under each provider's policy documents. Read the Bupa, Allianz Care and AIA policy documents before you buy. Bupa's $92.52/month is the exclusive Bravo Migration price, based on a $108.85/month standard premium less a 15% discount. AIA Standard is $99.29/month for start dates up to 30 September 2026 and $111.75/month from 1 October 2026. Please confirm the final premium with the provider before purchase.

Frequently asked questions

Key points to help you understand the comparison before you buy.

Can I switch my existing OVHC policy to Bupa?

Yes, you can request help moving to Bupa. Complete the form below and our team will review your current cover and guide you through the next steps.

How does the Bravo Migration Bupa discount work?

Eligible Bravo Migration clients receive 15% off the Bupa Essential Lite Visitor Cover premium, bringing it from $108.85/month to $92.52/month. Eligibility and campaign terms apply.

When does the AIA premium change?

AIA Standard is $99.29/month for start dates up to 30 September 2026 and $111.75/month for start dates from 1 October 2026.

Where do I purchase the policy?

Each provider card has a direct link. Use it to continue your quote or purchase with that provider.

GET HELP WITH THE BUPA OFFER

Request a call about your Bupa cover

Leave your details and a Bupa team member will contact you at your preferred time to discuss the exclusive 15% Bravo Migration discount and moving your existing cover.

We collect these details so the Bupa team can contact you about OVHC. See our Privacy Policy for how your information is handled.

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